ONE Sotheby's Int'l Realty
Hector Zapata PA, ONE Sotheby's Int'l RealtyPhone: (754) 244-2687
Email: [email protected]

Tag: Mortgage

Types of Mortgages for Home Buyers
Posted on 01/26/2020
Types of Mortgages for Home Buyers
Photo by TheDigitalWay via Pixabay Looking to buy your first home? Unless you have a couple hundred thousand in the bank, a rich family member or a winning lottery ticket, you’re going to have to borrow money. TV ads suggest it’s as easy as clicking your phone, and in some cases it might be, but you should know...
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How Your Credit Score Affects Your Monthly Payment
Posted on 12/24/2019
How Your Credit Score Affects Your Monthly Payment
Image by Tierra Mallorca from Unsplash One of the most important things to check once you decide to start the home-buying process is your credit score. The three major credit bureaus keep track of how you pay for your credit and how much credit you have. Your score fluctuates, sometimes daily, depending on how much you owe and...
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What Should You Expect When You Apply for a Mortgage?
Posted on 12/06/2019
What Should You Expect When You Apply for a Mortgage?
Applying for a mortgage may seem like a long, stressful process at first. Fortunately, we're here to help you take the guesswork out of submitting a mortgage application. Now, let's take a look at three tips to help you streamline the mortgage application process. 1. Ask Questions A bank or credit union likely will ask you to provide a...
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FHA Home Loans Frequently Asked Questions
Posted on 11/04/2019
FHA Home Loans Frequently Asked Questions
If you’ve been considering taking the next step toward homeownership, you’ve likely heard about FHA loans. Offered by the Federal Housing Administration (hence, “FHA”), these loans are great for a number of people hoping to purchase a home but who don’t have a large down payment saved. There are many misconceptions about FHA loans since they’re often advertised by...
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Understanding Mortgage Terminology
Posted on 10/01/2019
Understanding Mortgage Terminology
Whether you’re a first time homebuyer or a seasoned homeowner, the terminology of mortgages can be confusing. Since buying a home is such a huge financial decision, you’re also going to want to make sure you understand every step of the process and all of the conditions and fees along the way. In this article, we’re going to explain...
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How To Sell Your Property If It Is On Mortgage
Posted on 09/24/2019
How To Sell Your Property If It Is On Mortgage
A common problem among homeowners is the reality that life is unpredictable. There are so many things and so many issues that may come along the way. Owning a house can be both an asset and a liability if it does not get done right. Can I Sell My Property Even If It Is On Mortgage? Yes, you...
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Understanding Your Mortgage: Prepayment Penalties
Posted on 09/19/2019
Understanding Your Mortgage: Prepayment Penalties
Photo by Steve Buissinne via Pixabay Most are familiar with the key components of a mortgage: how much you're borrowing, what your interest rate is, how many years you'll be paying your mortgage back. There are many, however, who do not understand some of the finer details, including what prepayment penalties are and how they may affect you...
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Great Mortgage Options to Consider
Posted on 09/13/2019
Great Mortgage Options to Consider
When it comes to financing your home, you have a several mortgage options available. Each type of mortgage offers different advantages, so be sure to do research before applying. Below are some of the most popular types of mortgages borrowers may consider. Conventional Loans A conventional loan is a mortgage not insured by the federal government. In most...
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Why It's Critical to Shop for Mortgage Rates
Posted on 09/12/2019
Why It's Critical to Shop for Mortgage Rates
Of course, you want to stay within your budget when buying a house. You certainly want value for your dollar. But a buyer should never lose sight of the fact what they truly desire is getting the home they want and that fits their needs. To that end, potential buyers may put in a “low-ball” offer on a...
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Prepare a Mortgage Application
Posted on 09/06/2019
Prepare a Mortgage Application
Filling out a mortgage application may prove to be a long, arduous process, particularly for those who are buying a house for the first time. Lucky for you, we're here to help you dot the I's and cross the T's on your mortgage application to ensure you can quickly and effortlessly acquire your dream house. Now, let's take a...
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Calculating Your Mortgage Costs
Posted on 05/29/2019
Calculating Your Mortgage Costs
Learning the nuances of buying a home does not take a college degree in mathematics. You do not even need to know calculus or trigonometry. The numbers all come from multiplication, division, and percentages. However, understanding the numbers is not all there is to know about mortgages. Debt finance has a language of its own, so here are...
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Is Refinancing Right For You?
Posted on 04/18/2019
Is Refinancing Right For You?
Every homeowner knows how difficult it is to maintain a household. There are so many things that could go wrong in one’s life that committing to significant home payments may cause trouble. Those who have been in debt knows that the reality of real estate is that it goes up. The value of your house would increase with...
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