ONE Sotheby's Int'l Realty
Hector Zapata PA, ONE Sotheby's Int'l RealtyPhone: (754) 244-2687
Email: [email protected]

Tag: Home Insurance

Posted on 06/03/2020
Private Mortgage Insurance and Why It Is Required
Image by StartupStockPhotos from Pixabay In general, if you have less than 20 percent of a down payment for the house you want, you will have to pay private mortgage insurance (PMI). This insurance is a cost to you to protect the lender if you default on the loan. In most cases, it’s better to save the 20...
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Posted on 12/21/2019
What You Need To Know About Home Insurance
Homeowner’s insurance allows you to have financial protection if your home or the contents of your home have been damaged. If you or your family member are held legally responsible for injuries that have occurred on your property, you are also protected. Insurance is generally required by most mortgage lenders in order to secure a loan. There are many...
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Posted on 08/22/2019
Your Guide To Home Insurance In Florida
Every Florida homeowner knows that they need home insurance, but the details can be foggy. Home insurance protects your investment in your home and your possessions. Your mortgage company will expect that you purchase home insurance before you’re even able to secure a loan. Your home has a fair value. That’s the number amount in coverage that you’ll need...
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Posted on 06/10/2019
Features That Drive Up Insurance Cost
New homeowners often wonder why the insurance costs of their homes are on the high side. Even long-time homeowners might notice an increase in their home's insurance cost. The pressing question remains; "Why is my homeowner’s insurance so high and how can I reduce it?" Every homeowner has a budget with which they run their homes. It will...
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Posted on 05/06/2019
Is Homeowner’s Insurance Required?
You may know that when you buy a home, you should purchase homeowner’s insurance. You may have never wondered if the coverage is required. Usually, insurance will be taken out of escrow and a part of our monthly mortgage payment. You may pay a yearly premium separate from your mortgage payment. Home insurance is a nuisance so if you...
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Posted on 02/11/2019
Why Pest Damage Will Cost You
When pests come into your home, there’s no creepier feeling that you may have as a homeowner. You may turn to your house insurance for assistance if the problem gets really bad. Let’s say that termites have taken over your home and gotten into your walls or foundation. Maybe mice have gotten into the walls of your home, or...
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